Client Success | Perth, WA
First-time SMSF investors from Sydney secure a high-growth property in Perth on a spacious 577m² block, leveraging expert guidance to navigate their first superannuation property investment. Located in a thriving market with strong rental demand, major infrastructure investment, and a booming economy, the property offers immediate income and long-term growth potential.
Property Snapshot
This property is a freestanding house with 3 bedrooms and 2 bathroom on a generous, 577m2 block.
Location Snapshot
Capital city location with a strong and diverse economy that offers affordability and lifestyle.
Strategy Overview
The following strategies applied to the purchase: High Cash Flow, Buy & Hold, SMSF, Low Risk.
Investment Numbers
Purchase price in 2024: $650,000
Estimated value in 2025: $670,000
Weekly rent: $600
Cash flow: $-7,765/year
Momota & Zia’s Investment Success Story
Helping Our Clients Secure Their Family’s Future
At start2invest, we understand that property investment isn’t just about financial returns—it’s about securing a better future for our clients and their families. Momota and Zia, a Sydney-based couple with two teenage children, came to us with a clear goal: to use their Self-Managed Superannuation Fund (SMSF) to build long-term wealth and create financial security for their retirement and their children’s future.
As first-time investors, they knew that relying solely on their superannuation contributions wouldn’t be enough to maintain their desired lifestyle in retirement. They wanted a smart investment strategy that would grow their wealth over time, but they were unsure where to begin. They had never purchased an investment property before, were unfamiliar with SMSF property rules, and lacked the time and expertise to navigate the market on their own.
At Start2Invest, we knew that Momota and Zia needed more than just a property - they needed expert guidance, a clear strategy, and a seamless process that would give them confidence in their investment decision.
Leveraging SMSF for Smart, Long-Term Growth
With an SMSF balance of $250,000, Momota and Zia had a great opportunity to leverage their funds and acquire a $650,000 investment property in Perth. This approach allowed them to control a larger asset while keeping their superannuation intact for long-term wealth accumulation.
By leveraging their SMSF to invest in property, Momota and Zia gained access to one of the most powerful wealth-building tools: compounding capital growth on a larger asset base. Unlike a traditional industry superfund, which is limited to investing in shares and managed funds with no direct leverage, property investing allows for controlled borrowing, enabling investors to build equity at an accelerated rate.
For example, if a superfund holds $250,000 in a managed fund, the returns are only based on that balance. In contrast, by investing in a $650,000 property, Momota and Zia benefit from growth on the full asset value, rather than just their initial capital. Over time, as property values increase and rental income contributes to mortgage repayments, their equity compounds—providing a far greater return than what would be possible in a traditional superannuation fund.
By addressing these considerations, start2invest helped our client make informed decisions and significantly reduce potential investment risks.
Minimizing Risk and Maximizing Returns
For first-time SMSF investors, the biggest concerns are often choosing the right property, ensuring strong rental demand, managing cash flow, and avoiding overpaying. Momota and Zia wanted to invest wisely but needed a clear roadmap and expert guidance to avoid costly mistakes.
At start2invest, risk management is a top priority, and we took a strategic approach to ensure a low-risk, high-reward investment for them by:
✔ Identifying high-growth locations with strong economic and population growth.
✔ Selecting a property with broad tenant appeal to ensure reliable rental income.
✔ Performing a detailed cash flow analysis to ensure financial sustainability.
✔ Negotiating the best possible price to secure an asset with strong long-term potential.
Why Perth? A Market with Strong Growth Potential
After evaluating multiple markets, Perth stood out as the ideal investment location. The city is experiencing significant economic expansion, large-scale infrastructure investment, and a growing population - all key indicators of a strong long-term investment.
Additionally, high construction costs have limited new housing supply, creating more demand for existing properties. This provided Momota and Zia with the opportunity to secure a high-quality home in an area poised for strong future growth.
A Smart Investment with Immediate Results
With start2invest’s guidance, Momota and Zia successfully secured a freestanding home in a sought-after Perth location, featuring:
🏡 3 bedrooms, 2 bathrooms on a spacious 577m² block
📍 Close to major employment hubs, quality schools, and just 10 minutes from the beach
💰 High rental demand, ensuring strong tenant interest
Within just two weeks of settlement, a high-quality tenant was secured, ensuring steady rental income and strong cash flow. Their property is now professionally managed, allowing Momota and Zia to enjoy the benefits of property investment without the stress of day-to-day management.
A Future Built on Smart Investing
For Momota and Zia, this investment isn’t just about financial returns—it’s about peace of mind. They now have a strategic, long-term asset in their SMSF, helping them build a secure and comfortable retirement while also creating wealth for their children’s future.
At start2invest, we’re committed to being long-term partners in our clients' investment success. We continue to support Momota and Zia with ongoing market insights, rental management coordination, and future investment opportunities.
Whether you're a first-time investor or looking to maximize your SMSF potential, start2invest is here to guide you every step of the way - ensuring a seamless, profitable, and stress-free investment experience.
A Heartfelt Testimonial from Momota & Zia
"The team at start2invest made it possible for us to buy a wonderful property in Perth through our Self-Managed Superfund (SMSF). There are a lot of additional complexities when buying a property through an SMSF, and the team took care of all the intricacies from start to finish. We were able to buy the property within six weeks after engaging start2invest, and the property is now rented to a great tenant and managed through a professional property manager. We are very satisfied clients and can fully recommend start2invest as a buyers agent."
Momota & Zia
Building a Secure Financial Future—Together
Momota and Zia’s journey highlights the power of strategic property investing within an SMSF. By working with start2invest, they successfully navigated the complexities of SMSF investing, leveraged their super to maximize returns, and secured a property that will generate wealth for years to come.
Whether you're a first-time investor or looking to maximize your SMSF potential, start2invest is here to guide you every step of the way - ensuring a seamless, profitable, and stress-free investment experience.
At start2invest, our clients’ success is our success.
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